How to rent a car without a credit card - The Points Guy (2023)

FAQs

What do I need to rent a car if I don't have a credit card? ›

The top answer to how to rent a car without a credit card is using a bank-issued debit card. Most rental car companies accept major debit cards including Visa, Mastercard, Discover, and (less often) American Express. Offer your debit card to pay at one of the rental car companies that accept debit cards (listed below).

CAN I PAY FOR THE RENTAL OF A CAR FOR ANOTHER INDIVIDUAL? The renter of the vehicle must be present to sign the rental agreement and provide their credit card at the time of pick up. The renter cannot provide a credit or debit card belonging to someone else for their use.

Most of the major rental car companies allow you to book and pay for your rental car without a credit card. Accepted payment methods include debit cards, while a few will allow cash and money orders for payment.

The short answer is yes, you can rent a car with a debit card. Major rental car companies—including Avis, Budget, Enterprise and Hertz—all permit rentals on a debit card.

Although Hertz accepts Visa or Mastercard debit cards when you return your rental, you must have a credit card when you pick up your car in order to put down a security deposit.

Yes, you can typically use a debit card, a prepaid card or even cash to rent a car. However, each rental company has its own rules about acceptable payment options – which often vary by location – and not paying by credit card often carries certain ramifications.

When you book with Hertz, your card will be charged a hold of up to $200 plus estimated rental charges. That sum is frozen until your credit card company returns it. Be sure to cushion your available balance and budget wisely for your trip expenses.

Your debit card is now welcome at Hertz.

We welcome debit cards across all our locations.

No, you cannot rent a car for someone else. The person who has reserved the rental is the one who needs to pick it up. However, you may be able to add a driver onto your rental contract. Avis requires the additional driver to sign a form before allowing them to drive the rented vehicle, and there may be added fees.

Why Rental Car Companies Avoid Debit Cards. Many rental car companies prefer not to let customers use debit cards because it increases the risk they take on when renting to you. Unlike a credit card, a debit card only has as much money on it as you put in your bank account.

Which rental car companies allow you to use a debit card? ›

Locations that do accept debit cards at time of rental will perform a credit check to determine and ensure credit worthiness before releasing the car to you.

For example, the minimum debit hold is $100, and that hold amount usually applies to insurance replacement rentals or prepaid rentals. Be aware that a debit card hold limits the funds available in the attached account. The hold on the account will be removed after the car is returned and all fees are paid.

There is no deposit to rent a car, but you may be subject to an authorization hold. When you select pay now instead of pay later, as your payment option, you must pass a credit authorization. Your card will be charged the amount of the rental plus a $250 minimum hold for credit and debit cards at the time of rental.

Who is the easiest car rental company? Enterprise and Hertz offer the easiest and fastest way to rent a car. With exceptional customer service, special pick-up and drop-off lanes for members, as well as dedicated phone lines, the two companies have streamlined the rental process for customers.

If you light up in one of its rentals, you may be charged a $100 fee to cover the cost of vehicle cleaning.

Hertz will not accept debit cards or prepaid cash cards as a form of payment or guarantee at the time of reservation, or time of pickup. You must present a valid and accepted charge card mentioned above, at the beginning of the rental. Debit cards may be used for payment upon return.

Yes, you can rent a car with your Chime Credit Card. Just keep in mind that you need to have enough available credit to cover the hold the rental agency will put on your card.

Cash App Pay is now accepted at enterprise retailers. A number of enterprise retailers are now taking a newly-available form of mobile e-commerce payment.

What payment methods does Hertz accept? ›

Payment options

Hertz accepts various payment methods such as; Credit Card, Hertz Charge Cards (HCC), Airplus and customers with a Hertz Gold Plus Rewards number. It's not necessary to enter the preferred Payment method when you make a booking.

Are the sale prices negotiable? We do not negotiate on pricing. All our cars are marked with a no-haggle price that is often below market value.

Do all rental rates include unlimited mileage? The majority of rates include free unlimited mileage within the USAA/Hertz program; however, some rates include a mileage charge, or have a mileage cap plus a mileage charge when that cap is exceeded.

When you make a reservation, you might choose to simply provide your contact information and pay for the car at the counter when you pick up the car. Alternatively, you can opt for a prepaid, non-cancellable rental in which you pay up front in full when you make the reservation.

Verifying your payment card

To book a car on Turo, you must have a current, eligible payment card listed on your account. We accept credit and debit cards but don't accept prepaids cards, except for Revolut. When you request to book a trip, we send your payment card information to your bank.

If you use a credit card, you won't need proof of insurance, but you'll still need to purchase some level of insurance to rent the vehicle. There are several options for this. Rental company's car insurance: Car rental companies provide temporary car insurance that you can buy for the term of your rental.

When renting accommodation many tenants rent directly from a landlord who owns the property. However, it's also possible to rent from another tenant who has rented the property from the owner. This is called subletting. Most tenants need their landlord's permission before they can sublet all or part of their home.

The Avis Preferred Program. Avis Preferred is a loyalty program offered by Avis car rentals. This program is revenue-based, so you will earn points based on how much you spend. Then you can use those points for free rentals, upgrades, and accessories.

Can I use a debit card to rent a car through Priceline? ›

Most locations accept debit cards, but some rental partners have different requirements. Some rental companies may allow a debit card to be used for the deposit at the rental counter, but may apply additional restrictions.

In most cases, rental car agencies that run a credit check are not looking for a magic number on a credit score but rather red flags such as delinquent lines of credit opened within the past several years. In a nutshell, they are trying to mitigate risk.

Most credit card issuers will send a new card in 10 to 14 days. If you request a special design, which some companies offer, it could take longer.

Chime does not offer a prepaid debit card. However, Chime offers a full-featured deposit account that is a great alternative to prepaid cards. Your account can receive direct deposits, and it supports pre-authorized withdrawals and interbank transfers through the Automated Clearing House (ACH) Network.

Vehicle owners list their cars with Turo, a company based in San Francisco, and renters can search the available vehicles in their area and rent them for daily prices set by the owners. Rentals can be booked online or through a phone app that allows direct communication between owners and renters.

Can you get into debt through your debit card? Debit cards aren't designed for borrowing, but that doesn't mean you can't get into debt by using one. Making payments with your debit card uses funds from your own bank account, so you essentially aren't borrowing any money for the transaction.

Turo considers AIS when evaluating new guests in the US and Canada. Doing so helps us keep our platform safe and affordable for everyone. We receive AIS from the credit reporting agency TransUnion. TransUnion uses some elements of your credit report to come up with your AIS, which is not the same as a credit score.

The renter must meet Avis' minimum criteria in order to rent. If Avis is unable to complete the credit check or if the location does not perform credit checks, the customer must be prepared to present additional identification.

You have late or missed payments, defaults, or county court judgments in your credit history. These may indicate you've had trouble repaying debt in the past. You have an Individual Voluntary Agreement or Debt Management Plan. This might suggest that you can't afford any more debt at the moment.

Yes. If you're a US resident, you'll need to present a valid driving license as well as a credit card in your name.

Do you need to have a credit card to rent a car or check in to a hotel? ›

You need to have a credit card to rent a car or check in to a hotel. It is okay to use a credit card if you pay it off every month. Teens are a huge target of credit card companies today. Co-signing a loan is a good way to help a friend or relative.

If you use a debit card at a location that accepts them, we will perform a credit check to ensure credit worthiness before releasing the car and you must also present a second form of current identification. If you fail to pass the credit check, you will not be able to rent the car.

CAN I PAY FOR THE RENTAL OF A CAR FOR ANOTHER INDIVIDUAL? The renter of the vehicle must be present to sign the rental agreement and provide their credit card at the time of pick up. The renter cannot provide a credit or debit card belonging to someone else for their use.

Credit Qualifications/Requirements: To qualify to rent the Hertz vehicle, the renter must present at the time of rental a current driver's license and valid major credit card or debit card (see Debit Card Usage below) in the renter's own name with available credit.

Hertz Debit Card Policy

Although Hertz accepts Visa or Mastercard debit cards when you return your rental, you must have a credit card when you pick up your car in order to put down a security deposit.

This is why people prefer loans instead of credit cards. Technically speaking, if you can find a personal lender that will give you a car loan without a credit history at a good interest rate, then you don't really need a credit card. This is because they will not need your credit card history to give you that loan.

The answer is: yes! While the process will be a little more complicated than financing with an established credit score or a good credit score, Kennesaw drivers with no credit history or bad credit can finance a vehicle.